FREE AND FABULOUS RESOURCES TO UPLIFT YOUR FINANCIAL WELLBEING
OUR LIBRARY IS ALWAYS GROWING…
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The Money Personality Quiz
Discover your habits and behaviours around money, so you can understand what you are good at, and what may need some work. Awareness if the first step to creating lasting change in your financial life.
The Financial Wellbeing Quiz
A great tool to help you understand your overall financial wellbeing, by checking-in on your level of financial resilience and education.
THE SPENDING REVIEW TEMPLATE
A spreadsheet template to help you review your current spending and understand your ‘number’ - the surplus or shortfall of your income minus your living expenses.
CALCULATORS & SUPPORT NUMBERS
Deposit Savings Calculator
See how much you’re saving for your deposit and how it grows over time.
https://www.themoneycollective.com.au/deposit
Costs for Buying or Selling or Both
See all the costs associated to buy, sell, or both here.
https://www.themoneycollective.com.au/buyingandselling
Home Loan Offset Calculator
How much interest can be saved by using my savings to offset my home loan?
https://www.finder.com.au/offset-mortgage-calculator#home-loan-offset-calculator
Repayments Home Loan Calculator
See the difference extra home loan repayments can make over time, and how interest is calculated with the amortization table.
https://www.themoneycollective.com.au/repayment
ATO Tax Calculator
Calculate tax with the ATO’s Simple Tax Calculator.
https://www.ato.gov.au/Calculators-and-tools/Host/?anchor=STC&anchor=STC#STC/questions
Stamp Duty Calculator
Calculate the stamp duty for your State in the Buy calculator.
https://www.themoneycollective.com.au/buyingandselling
HECS / HELP Debt Repayment
Know how much you need to repay.
https://www.ato.gov.au/Rates/HELP,-TSL-and-SFSS-repayment-thresholds-and-rates/
Credit Smart
Credit rating information and all about your credit score.
https://www.creditsmart.org.au/
Statutory Declaration
Download a template and learn more about Statutory Declarations.
https://www.justice.vic.gov.au/statdecs
National Debt Helpline
This is a free and confidential service provided by Financial Counselling Australia.
1800 007 007
Small Business Support Line
Support available for small business in Australia who may be struggling because of COVID-19 or natural disasters.
1800 413 828
… AND SOME RECOMMENDED READING
The Barefoot Investor, by Scott Pape
The Psychology of Money, by Morgan Housel
Rich Dad Poor Dad, by Robert T. Kiyosaki
Essentialism: The Disciplined Pursuit of Less, by Greg McKeown
PUBLICATIONS & LINKS
ANZ Roy Morgan Financial Wellbeing Indicator, June 2023
An overview of Financial Wellbeing in Australia.
Download Publication
CBA Women’s financial wellbeing guide, 2023
A guide to help women build their financial independence, become financially secure and enhance their financial wellbeing.
Download Publication
Beyond Blue - Services Guide for Financial & Mental Wellbeing 2023
A guide to helping people with financial and mental wellbeing challenges get back on track.
Download Publication
Workplace Gender Equality Agency
This interactive webpage allows users to compare employer gender pay gaps for private sector employers with 100 or more employees that reported to WGEA in 2022-23.
https://www.wgea.gov.au/employer-gender-pay-gaps-data-interactive
Employer Gender Pay Gaps Snapshot Report, February 2024
Download Publication
ANZ Financial Wellbeing Report, March 2023
Spotlight on Australian women. This report highlights what influences the financial wellbeing of women in Australia throughout their lives.
Download Publication
NAB Australian Wellbeing Survey, Q4-2023
Download Publication
NAB Australian Wellbeing Survey, Q4-2022
Beyond GDP: Insights into wellbeing, and the role money and finances play in our lives.
Download Publication
Financial security and the influence of economic resources
Financial Resilience in Australia 2018 Report published by the Centre for Social Impact and National Australia Bank, for Understanding Financial Resilience.
https://www.csi.edu.au/research/financial-resilience-in-australia/
Download Publication
National Financial Capability Strategy, February 2022
Published by The Australian Government the Treasury
Download Publication
Swag Employment Hero, Australia’s Financial Behaviours, 2023
Download Publication
https://moneysmart.gov.au/
For Australians to learn more about money.