Season 3 Episode 16: Want to Buy Your First Home? Start With a Plan

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 15: Dual Incomes, Good Money… So Why Are We Still Struggling?

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 14: Your First Home Might Be Closer Than You Think

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 13: Money Mindsets, Big Dreams and Savings Stress

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 12: Should I Pay Off My Mortgage or Start Investing? It All Comes Down to Your Why.

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 11: Retirement, Relationships and Making Sure You’re on the Right Track

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 10: Navigating Divorce and Separation (Plus Why Your Money Story Matters)

In this episode of The Money Collective Podcast, Mel and Darlene share a very honest personal money update, and we unpack what to do when you feel like you’re constantly treading water financially.

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Season 3 Episode 8: How to set a realistic budget

In this episode of The Money Collective Podcast, Mel and Darlene share practical, real-life tips for setting a realistic budget that works. Learn how to track your spending, align your budget with your values, and build a financial system that supports your lifestyle, resilience, and long-term goals. Tune in now to feel confident and in control of your money.

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Season 3 Episode 7: Interview with Property Expert Mark Brown

Real estate expert Mark Brown joins us to share 25+ years of wisdom on buying and selling property, choosing the right agent, and building trust through honest communication. We explore the emotional side of real estate, how your money mindset shapes decisions, and why clear goals matter. Mark also reveals powerful life lessons from sport, business, and giving back to the community. A must-listen for buyers, sellers, and anyone seeking smart, heart-led advice.

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Season 3 Episode 6: How to optimise your home loan

In this episode Mel and Darlene share practical strategies to help you optimise your home loan, save thousands in interest, and reduce your loan term without relying solely on refinancing. Learn how small repayment tweaks, reviewing your rate, and understanding your options can give you financial freedom faster. Tune in now to take control of your mortgage and your money!

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Season 3 Episode 5: Interview with Entrepreneur Dani Ferron

In this inspiring episode of The Money Collective Podcast, we dial in with entrepreneur Dani Ferron, whose journey as a hairdresser and thriving business owner and now expat in America is nothing short of remarkable. Dani shares how breaking free from childhood money beliefs, embracing risk, and focusing on personal growth transformed her financial life and wellbeing. We explore the power of mindset, overcoming financial fears, and the importance of building resilience when chasing your dreams. Dani also opens up about balancing family life, money values, and her new passion for helping others find financial freedom. If you’ve ever felt stuck or unsure about taking a leap, Dani’s story will light a fire within you. Tune in for a heartwarming, empowering conversation about choice, courage, and creating a life you love!

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Season 3 Episode 4: Interview With Separation and Divorce Specialist Andrea Hooper

Divorce can be overwhelming—but it doesn’t have to be financially devastating. In this episode of The Money Collective Podcast, we chat with Divorce and Separation Coach Andrea Hooper about the hidden financial costs of divorce, the steps to protect yourself, and how to navigate separation with confidence. Learn how to prepare financially, secure your assets, and move forward with empowerment. Listen now for expert advice on taking control of your financial future!

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Season 3 Episode 3: Building Financial Resilience

In this episode Mel Pearce and Darlene Neu discuss the critical importance of financial resilience. Learn practical strategies to handle life’s financial curveballs, from setting up emergency funds to leveraging your assets and liabilities. Tune in for expert insights on balancing your short-term goals with long-term financial wellbeing.

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Season 3 Episode 2: Money and Gaslighting

In this episode Mel and Darlene tackle the complex topic of money and gaslighting. They explore how financial dynamics can impact relationships and self-esteem, share real-life examples of misplaced blame in household spending, and offer practical advice to reclaim financial confidence. Listen now to learn how understanding your numbers and values can strengthen your financial decisions and relationships.

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Season 3 Episode 1: Receiving an Inheritance

In this episode Mel Pearce and Darlene Neu unpack the complexities of receiving an inheritance. They explore the emotional and financial dynamics, share actionable tips for planning and decision-making, and discuss how money stories and values shape our approach to inheritances. Tune in for insights on building financial independence and navigating this life-changing event with confidence!

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Season 2 Episode 8: ADHD and Money

Guest Kelly Bracegirdle shares her journey of living with ADHD and discovering her diagnosis as an adult. Kelly opens up about her money story, the emotional aspects of finances, and the concept of the "ADHD tax," which includes unintentional expenses like online shopping, wasted food, and overlooked subscriptions. Kelly offers practical strategies for curbing impulsive spending and her methods for staying organised.

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Season 2 Episode 7: Money and Narcissism

Mel and Darlene start by reflecting on the cathartic nature of discussing their personal financial journeys and how listening back to their own discussions feels like getting sage advice from a friend.

In this episode we explore the challenges of dealing with increasing health insurance premiums and the decisions about coverage and excess. Mel talks about feeling of having control over your budget, even while planning a much-needed holiday and juggling medical expenses.

In the heart of this episode we tackle the topic of narcissism and its impact on financial decisions and relationships. We delve into how narcissism can manifest in financial power dynamics, both in personal relationships and in professional settings like the finance industry. Learn how to recognize and respond to manipulative behaviour, educate yourself to make informed decisions, and maintain your self-worth in the face of financial narcissism.

Mel and Darlene share their passion for discussing financial challenges openly, and recognising and responding to ego-centred financial interactions, and empowering yourself by education and informed decision-making. One of the key points is knowing when to move away from an unbalanced financial interaction.

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Season 2 Episode 6: It is not what you earn

Mel and Darlene share candid insights on navigating work you're not passionate about and preparing for the emotional journey when parents retire. They discuss the unconscious biases and judgments people face about money, regardless of gender or income. They emphasize the tendency to match spending to income and lifestyle, even among higher earners, and the importance of managing social expectations and being open about financial challenges. The hosts also touch on the pressure of being a breadwinner and the toll of maintaining appearances. They stress the significance of recognizing personal biases and having honest conversations about money, and offer insights on selling and buying homes, including tips on communication and what to include on offer clauses.

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Season 2 Episode 5: Women and superannuation with Trenna Probert

Mel and Darlene are joined by Trenna Probert, CEO of Super Fierce, a company empowering women financially through superannuation. Trenna shares insights on bridging the gender retirement gap and making your superannuation feel more real and tangible. Together they discuss financial confidence, gender equity, and Super Fierce's amazing tool for smart super comparison and optimisation.

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